The Edge Residence USJ 1 Price Calculation 966sqft

Normal Procedure
SPA Price 459,000 100%
Booking -13,770 3%
Withdraw KWSP -32,130 7%
Loan 413,100 90%
Key Handover - -
Price Per Sqft 475 -
Special Request
Mark Up * RM 10,000
SPA Price 469,000 100%
Booking -14,070 3%
Withdraw KWSP -32,830 7%
Loan 422,100 90%
Key Handover 10,000 2.13%
Price Per Sqft 486 Mark Up
Special Request
Mark Up * RM 20,000
SPA Price 479,000 100%
Booking -14,370 3%
Withdraw KWSP -33,530 7%
Loan 431,100 90%
Key Handover 20,000 4.18%
Price Per Sqft 496 Mark Up
Special Request
Mark Up * RM 30,000
SPA Price 489,000 100%
Booking -14,670 3%
Withdraw KWSP -34,230 7%
Loan 440,100 90%
Key Handover 30,000 6.13%
Price Per Sqft 506 Mark Up
Special Request
Mark Up * RM 40,000
SPA Price 499,000 100%
Booking -14,970 3%
Withdraw KWSP -34,930 7%
Loan 449,100 90%
Key Handover 40,000 8.02%
Price Per Sqft 517 Mark Up
Special Request
Mark Up * RM 50,000
SPA Price 509,000 100%
Booking -15,270 3%
Withdraw KWSP -35,630 7%
Loan 458,100 90%
Key Handover 50,000 9.82%
Price Per Sqft 527 Mark Up
Remark
* Subject To Approval From Vendor And Bank Valuation. Difference Bank Difference Policy Difference Valuation
** Difference Bank Difference Policy Difference Scoring System Difference Interest Rate


Lawyer Professional Fee For Property SPA Price & 90% Loan Amount
SPA Price
450k
500k
550k
600k
90% Loan
405k
450k
495k
540k
SPA Fee
4,500
5,000
5,400
5,800
Loan Fee
4,050
4,500
4,950
5,320
Total Value
8,550
9,500
10,350
11,120

Home Buyer Will Be Exempted From Stamp Duty ***
SPA Amount
450k
500k
550k
600k
Loan Amount
405k
450k
495k
540k
SPA Stamp Duty
8,000
9,000
10,500
12,000
Loan Stam Duty
2,025
2,250
2,475
2,700
Total Value
10,025
11,250
12,975
14,700

Remark
*** Final Assessment Is Done By LHDN Not Vendor Or Bank
*** Stamp Duty Is Pay To Goverment ( Not Pay To Developer or Lawyer )
Source Of Calculation https://loanstreet.com.my/calculator/home-loan-legal-fees-stamp-duty-calculator

" You Have To Serve RM 1,578 Every Month For Loan Tenure 35 Year At Interest Rate 3.0% P.A "
35 Year Monthly
For RM 400,000 Housing Loan
Loan Amount
Interest Rate **
RM
3.0%
3.1%
410,000
1,578
1,601
415,000
1,597
1,620
420,000
1,616
1,640
425,000
1,636
1,659
430,000
1,655
1,679
435,000
1,674
1,698
440,000
1,693
1,718
445,000
1,713
1,738
450,000
1,732
1,757
460,000
1,770
1,796
click here for difference Loan Tenure and Interest Rate instalment table




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