The Edge Residence USJ 1 Price Calculation 1040sqft
| Normal Procedure | ||
|---|---|---|
| SPA Price | 479,000 | 100% |
| Booking | -14,370 | 3% |
| Withdraw KWSP | -33,530 | 7% |
| Loan | 431,100 | 90% |
| Key Handover | - | - |
| Price Per Sqft | 461 | - |
| Special Request Mark Up * RM 10,000 | ||
|---|---|---|
| SPA Price | 489,000 | 100% |
| Booking | -14,670 | 3% |
| Withdraw KWSP | -34,230 | 7% |
| Loan | 440,100 | 90% |
| Key Handover | 10,000 | 2.04% |
| Price Per Sqft | 470 | Mark Up |
| Special Request Mark Up * RM 20,000 | ||
|---|---|---|
| SPA Price | 499,000 | 100% |
| Booking | -14,970 | 3% |
| Withdraw KWSP | -34,930 | 7% |
| Loan | 449,100 | 90% |
| Key Handover | 20,000 | 4.01% |
| Price Per Sqft | 480 | Mark Up |
| Special Request Mark Up * RM 30,000 | ||
|---|---|---|
| SPA Price | 509,000 | 100% |
| Booking | -15,270 | 3% |
| Withdraw KWSP | -35,630 | 7% |
| Loan | 458,100 | 90% |
| Key Handover | 30,000 | 5.89% |
| Price Per Sqft | 489 | Mark Up |
| Special Request Mark Up * RM 40,000 | ||
|---|---|---|
| SPA Price | 519,000 | 100% |
| Booking | -15,570 | 3% |
| Withdraw KWSP | -36,330 | 7% |
| Loan | 467,100 | 90% |
| Key Handover | 40,000 | 7.71% |
| Price Per Sqft | 499 | Mark Up |
| Special Request Mark Up * RM 50,000 | ||
|---|---|---|
| SPA Price | 529,000 | 100% |
| Booking | -15,870 | 3% |
| Withdraw KWSP | -37,030 | 7% |
| Loan | 476,100 | 90% |
| Key Handover | 50,000 | 9.45% |
| Price Per Sqft | 509 | Mark Up |
* Subject To Approval From Vendor And Bank Valuation. Difference Bank Difference Policy Difference Valuation
** Difference Bank Difference Policy Difference Scoring System Difference Interest Rate
| Lawyer Professional Fee For Property SPA Price & 90% Loan Amount | ||||
|---|---|---|---|---|
| SPA Price | 450k | 500k | 550k | 600k |
| 90% Loan | 405k | 450k | 495k | 540k |
| SPA Fee | 4,500 | 5,000 | 5,400 | 5,800 |
| Loan Fee | 4,050 | 4,500 | 4,950 | 5,320 |
| Total Value | 8,550 | 9,500 | 10,350 | 11,120 |
| Home Buyer Will Be Exempted From Stamp Duty *** | ||||
|---|---|---|---|---|
| SPA Amount | 450k | 500k | 550k | 600k |
| Loan Amount | 405k | 450k | 495k | 540k |
| SPA Fee | 8,000 | 9,000 | 10,500 | 12,000 |
| Loan Fee | 2,025 | 2,250 | 2,475 | 2,700 |
| Total Value | 10,025 | 11,250 | 12,975 | 14,700 |
Remark
*** Final Assessment Is Done By LHDN Not Vendor Or Bank
*** Stamp Duty Is Pay To Goverment ( Not Pay To Developer or Lawyer )
Source Of Calculation https://loanstreet.com.my/calculator/home-loan-legal-fees-stamp-duty-calculator
Question :
How Much I Have To Pay Per Month For RM 430,000 Property Loan?
How Much I Have To Pay Per Month For RM 430,000 Property Loan?
" You Have To Serve RM 1,655
Every Month For Loan Tenure 35 Year
At Interest Rate 3.0% P.A "
| 35 Year Monthly For RM 430,000 Housing Loan | ||
|---|---|---|
| Loan Amount | Interest Rate | |
| RM | 3.0% | 3.1% |
| 430,000 | 1,655 | 1,679 |
| 435,000 | 1,674 | 1,698 |
| 440,000 | 1,693 | 1,718 |
| 445,000 | 1,713 | 1,738 |
| 450,000 | 1,732 | 1,757 |
| 455,000 | 1,751 | 1,777 |
| 460,000 | 1,770 | 1,796 |
| 465,000 | 1,790 | 1,816 |
| 470,000 | 1,809 | 1,835 |
| 475,000 | 1,828 | 1,855 |
| 480,000 | 1,847 | 1,874 |
click here for difference
Loan Tenure
and
Interest Rate
instalment table
Question :
How Much I Have To Pay Per Month For RM 430,000 Property Loan?
How Much I Have To Pay Per Month For RM 430,000 Property Loan?
" You Have To Serve RM 1,655
Every Month For Loan Tenure 35 Year
At Interest Rate 3.0% P.A "
| 35 Year Monthly For RM 430,000 Housing Loan | ||
|---|---|---|
| Loan Amount | Interest Rate | |
| RM | 3.0% | 3.1% |
| 430,000 | 1,655 | 1,679 |
| 435,000 | 1,674 | 1,698 |
| 440,000 | 1,693 | 1,718 |
| 445,000 | 1,713 | 1,738 |
| 450,000 | 1,732 | 1,757 |
| 455,000 | 1,751 | 1,777 |
| 460,000 | 1,770 | 1,796 |
| 465,000 | 1,790 | 1,816 |
| 470,000 | 1,809 | 1,835 |
| 475,000 | 1,828 | 1,855 |
| 480,000 | 1,847 | 1,874 |
click here for difference
Loan Tenure
and
Interest Rate
instalment table
Semi-D / Bungalow
Office / Shoplot
Land / Factory
Low / Zero Down Payment
Cash Back / Mark Up
Early Bird / New Launch
Urgent Sale / Below Market Price
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